Advice on insurance please?

If you want to get house insurance depending on what your house is actually worth that is how your quote will be based on. Now homeowners insurance does not cover life insurance but it does cover is someone gets hurt in your property. It covers them for up to 100,000 depending of what level of insurance you do have. i also know for a fact that if you get auto insurance in some states you can get another policy that can cover you for life insurance and can cover your homeowners insurance also, this makes your rate alot cheaper if you put them both together.